GIC & Bond Rates

GIC & Bond Rates

Competitive Fixed Income Rates

RBC Direct Investing offers access to one of Canada's largest online fixed income inventory. The following charts show a selection of our broad and diverse bond and GIC offerings, and list some of our most competitive rates.

We offer GICs from a wide variety of financial institutions. The following are the highest rates quoted in each of the categories listed.

Image Some institutions may require a higher minimum purchase than what’s indicated, depending on the GIC.

Last Modified: December 09 2016 09:12:24.
  Term to Maturity Rate Non–Registered Account Minimum Purchase* Registered Account Minimum Purchase*
Cashable GIC – Interest Paid Annually 1 year 0.700% $20,000 $5,000
2 years N/A % $15,000 $3,500
Compound Interest Paid at Maturity 2 years 1.700% $15,000 $3,500
3 years 1.760% $10,000 $3,500
4 years 1.860% $5,000 $3,500
5 years 1.970% $3,500 $3,500
Interest Paid Annually 1 year 1.510% $20,000 $3,500
2 years 1.700% $15,000 $3,500
3 years 1.760% $10,000 $3,500
4 years 1.860% $5,000 $3,500
5 years 1.970% $3,500 $3,500
Interest Paid Semi-Annually 1 year 1.470% $20,000 $3,500
2 years 1.660% $15,000 $3,500
3 years 1.720% $10,000 $3,500
4 years 1.810% $5,000 $3,500
5 years 1.930% $3,500 $3,500
Interest Paid Monthly 1 year 1.420% $20,000 $3,500
2 years 1.610% $15,000 $3,500
3 years 1.670% $10,000 $3,500
4 years 1.760% $5,000 $3,500
5 years 1.880% $3,500 $3,500

Interest rates are indications only and are subject to change without notice.

* Minimum purchase amounts are indications only. Some may vary due to the rules and restrictions of the GIC offered by the various financial institutions. Rates shown are calculated per annum basis.

I’m ready to get started with RBC Direct Investing