GIC & Bond Rates

We offer GICs from a wide variety of financial institutions. The following are the highest rates quoted in each of the categories listed.

 Some institutions may require a higher minimum purchase than what’s indicated, depending on the GIC.

Last Modified: November 19 2024 08:51:01.

GIC Rates Table

GIC	Term to Maturity	Rate	Non–Registered Account Minimum Purchase*	Registered Account Minimum Purchase*
Cashable GIC – Interest Paid Annually	1 year	3.000%	$20,000	$5,000
	2 years	N/A%	$15,000	$3,500
Compound Interest Paid at Maturity	2 years	3.800%	$15,000	$3,500
	3 years	3.800%	$10,000	$3,500
	4 years	3.690%	$5,000	$3,500
	5 years	3.810%	$3,500	$3,500
Interest Paid Annually	1 year	3.900%	$20,000	$3,500
	2 years	3.800%	$15,000	$3,500
	3 years	3.800%	$10,000	$3,500
	4 years	3.690%	$5,000	$3,500
	5 years	3.810%	$3,500	$3,500
Interest Paid Semi-Annually	1 year	3.850%	$20,000	$3,500
	2 years	3.760%	$15,000	$3,500
	3 years	3.760%	$10,000	$3,500
	4 years	3.640%	$5,000	$3,500
	5 years	3.770%	$3,500	$3,500
Interest Paid Monthly	1 year	3.800%	$20,000	$3,500
	2 years	3.710%	$15,000	$3,500
	3 years	3.710%	$10,000	$3,500
	4 years	3.590%	$5,000	$3,500
	5 years	3.720%	$3,500	$3,500

Rates are indications only and are subject to change without notice.

* Minimum purchase amounts are indications only. Some may vary due to the rules and restrictions of the GIC offered by the various financial institutions. Rates shown are calculated per annum basis.